Uber is a convenient option for getting from one place to another. It’s a cheaper alternative to traditional cabs and is usually safe. However, accidents can happen when you least expect them. If you suffered injuries in an Uber accident in Titusville, Florida, you may be entitled to compensation.
Legal Aspects of Uber Accidents in Titusville, Florida
Legal aspects are involved in Uber accidents in Florida. Those are no-fault insurance laws, determining liability, Uber’s role in accidents, insurance coverage phases and the statute of limitations for filing a claim.
There are also exceptions to the time limit for filing Uber claims. It’s important to know what they entail.
Florida’s No-Fault Insurance Laws
Florida follows no-fault insurance laws for car accidents. According to Florida Statute 627.7407, this requires drivers to carry the minimum in personal injury protection (PIP) and property damage liability (PDL) coverage. If an accident occurs, you must rely on these types of insurance to pay for damages.
Determining Liability in Uber Accidents
Liability in Uber accidents is determined based on the circumstances. The driver may be at fault if they engaged in negligence or recklessness. However, depending on the period of an Uber vehicle’s trip, the rideshare company’s insurance or the driver’s personal coverage may apply.
The Role of Uber in Accidents
Uber plays a specific role in accidents. The rideshare company requires all of its drivers to carry the minimum car insurance, which includes $10,000 in PIP and PDL, respectively. Its own policy covers the costs of injuries and other damages resulting from an Uber accident. Even if the driver is liable, the company may share liability vicariously.
Uber’s Insurance Coverage Phases
When an Uber accident occurs, different phases determine how insurance coverage applies. Phase one means the driver is logged into the app while awaiting a ride request. If an accident occurs, their auto insurance covers the damages.
During phase two, the driver is logged into the app and on their way to pick up a passenger. Uber’s policy applies if a collision occurs.
If an Uber accident happens while a passenger is in the vehicle, the company’s policy covers the damages. This is done with its $1 million liability insurance.
Statute of Limitations for Filing a Claim
Uber accidents usually occur because of negligence. According to Florida Statute 95.11, the statute of limitations for filing a claim is two years from the date of the incident.
Exceptions to the Time Limit
The statute of limitations for Uber accidents is extended in some situations. This is the case if the at-fault driver is uninsured, the victim is under 18 years old or a person dies from their injuries.
Types of Damages You May Be Entitled to in Titusville, Florida
You may be entitled to different types of damages after an Uber accident in Florida. They include economic, non-economic and punitive damages in some cases.
Economic Damages
Economic damages can be tracked through specific monetary amounts. They include medical expenses, lost wages, lost earning capacity and property damage.
Non-Economic Damages
Non-economic damages do not have any set financial costs, making them more difficult to value. They are issues like emotional distress, pain and suffering, loss of consortium and loss of enjoyment of life.
Punitive Damages
According to Florida Statute 768.72, punitive damages qualify as compensation meant to punish a defendant. If an Uber driver behaves with gross negligence in causing an accident, the victim might recover such damages.
The Claim Process for Uber Accidents in Titusville, Florida
There is a claims process for Uber accidents in Titusville, Florida. It includes steps to file, required documentation and understanding the timeline.
Steps to File a Claim
Immediately report the accident to Uber. If you or anyone else is injured, call the police so they can investigate and make an accident report. You can obtain a copy of this document for your records.
Documentation Required for Claims
Along with the police accident report, gather your medical records, paystubs, photos and videos. Keep a journal noting your injuries and how they have affected your day-to-day life.
Understanding the Timeline for Claims
Filing an Uber accident claim immediately is best. However, you have two years from the date of the crash to file.
Importance of Hiring an Uber Accident Attorney in Titusville, Florida
If you were injured in an Uber accident in Florida, it’s important to hire an attorney. They have expertise in rideshare accident cases, navigating the claims process, gathering and preserving evidence, maximizing compensation for damages and negotiating with insurance companies.
Expertise in Rideshare Accident Cases
Uber accident attorneys understand these types of cases. This gives you an edge in getting a successful outcome.
Navigating the Claims Process
Your personal injury attorney knows how to effectively navigate the claims process. Uber accident cases are often complex, but your lawyer knows what’s expected and can ensure your claim is properly handled every step of the way.
Gathering and Preserving Evidence
Uber accident attorneys know what evidence should be gathered for your case. They will also ensure it’s preserved so it can be presented when necessary.
Maximizing Compensation for Damages
Your Uber lawyer can determine a satisfactory compensation amount to cover your damages. They won’t stop until you get what you deserve and will not settle for a lowball amount.
Negotiation with Insurance Companies
Your attorney has exceptional negotiation skills and will use them while dealing with insurance companies. This can only benefit you in your Uber accident case.
Andrew Pickett Law Can Help Uber Accident Victims in Titusville, FL
Our legal professionals understand the complexities of Uber accident cases in Titusville. We’re ready to hear your story and pursue the full legal compensation you’re entitled to.
Contact our team today – whether by calling our office or using our online contact form to share your details for a free consultation.
